不景氣 slump (衰退 recession)

二板市場 the second board market

中國創業板 China Growth Enterprise Market

首次上市 IPOs (initial public offering)

市場資本總額 market capitalization

法人股 institutional shares

內部股(非上市招股) private company shares

牛市 bull market

法律風險 legal risk

風險管理 risk management

堅持嚴格的貸款標準 maintain strong underwriting standards

六大風險 risks in 6 key areas (U.S. Federal Reserve criterion)

信用風險 credit risk

供給學派 supply-side economist

第一產業(農業) agriculture (primary industry)

第二產業(工業) manufacturing industry (secondary industry)

第三產業(服務業) service industry (tertiary industry)

主要經濟指標 major economic indicators

國內生產總值 GDP gross domestic product (商品和勞務幣值總和，不包括海外收入支出)

國民生產總值 GNP gross national product(商品和勞務幣值總和，包括海外收入支出)

人均國內生產總值 GDP per capita

宏觀經濟 macro economy

互助基金 mutual fund

擴大內需 expand domestic demand

改善居民心理預期 inspire the general public's confidence in the future needs

鼓勵增加即期消費 encourage more immediate consumption

長期國債 long-term treasury bonds

支付國債利息 to service treasury bonds

財政赤字和債務 deficits and the national debt

按原口徑計算 calculate on the base line

按不變價格計算 calculate at constant price

按可比價格計算 calculate at comparable price

列入財政預算支出 listed in the fiscal budget

結售匯制度 the system of exchange, settlement and sales

經常項目順差 favorable balance of current account, surplus of current account

開辦人民幣業務 engage in Renminbi (RMB) business

出口退稅制度 the system of refunding taxes on exported goods

保證金臺帳制度 Deposit account system for processing trade

分期付款 pay by installment

保值儲蓄 inflation-proof bank savings

抵押貸款 collateralised loans

住房抵押貸款 residential mortgage loan

貨幣主義者 monetarist

計劃經濟 planned economy

指令性計劃 mandatory plan

技術密集型 technology intensive

大規模生產 mass production

經濟林 cash tree

跟蹤審計 follow-up auditing

流動性風險 liquidity risk

操作風險 operational risk

內部審計 internal audit

拋售 bear sales

配套政策 supporting policies

中國人民銀行(中央銀行)The People's Bank of China(central bank)

四大國有商業銀行 4 major State-owned commercial banks

中國銀行 Bank of china

中國工商銀行 Industrial and Commercial Bank of China

中國建設銀行 Construction Bank of China

中國農業銀行 Agricultural Bank of China

招商銀行 China Merchants Bank

疲軟股票 soft stock

配股 allotment of shares

實際增長率 growth rate in real terms

年均增長率 average growth rate per annum

投資回報率 rate of return on investment

外貿進出口總額 total foreign trade value

實際利用外資 incoming overseas capital (investment) in place

消費價格指數 consumer price index (CPI)

零售價格指數 retail price index (RPI)

生活費用價格總指數 total price index of living cost

生活費用 income available for living expenses

扣除物價因素 in real terms / on inflation-adjusted basis

居民儲蓄存款 residents' bank savings deposit

恩格爾系數(食品開支占總支出的比例) Engel coefficient

基尼系數(衡量地區差別) Gini coefficient

購買力平價法 purchasing power parity (PPP) (衡量使用不同貨幣的兩個國家或地區的經濟水平、收入水平的一種計算法，用相等的匯率比較兩種貨幣各自的國內購買力)

片面追求發展速度 excessive pursuit of growth

泡沫經濟 bubble economy

經濟過熱 overheating of economy

通貨膨脹 inflation

實體經濟 the real economy

經濟規律 laws of economics

市場調節 market regulation

優化資源配置 optimize allocation of resources

規模經營優勢 advantage of economies of scale

勞動密集型 labor intensive

市場風險 market risk

收緊銀根 tighten up monetary policy

適度從緊的財政政策 moderately tight fiscal policy

信用緊縮 credit crunch

加強國有商業銀行內部資金調度 In state commercial banks, internal capital allocation should be improved.

合理劃分貸款審批權限 Limits of authority for examining and approving loans should be rationally defined.

保證有市場、有效益、守信用企業的流動資金貸款 ensure floating capital loans for well-performing and trustworthy enterprises which turn out the right products for the right markets

啟動民間投資 attract investment from the private sector

適銷對路的產品 the right products / readily marketable products

國有企業 State-owned enterprises (SOEs)

集體企業 collectively-owned (partnership) enterprises

私營企業 private businesses

民營企業 privately-run businesses

中小企業 small-and-medium-sized enterprises

不景氣 slump (衰退 recession)

二板市場 the second board market

中國創業板 China Growth Enterprise Market

首次上市 IPOs (initial public offering)

市場資本總額 market capitalization

法人股 institutional shares

內部股(非上市招股) private company shares

牛市 bull market

法律風險 legal risk

風險管理 risk management

堅持嚴格的貸款標準 maintain strong underwriting standards

六大風險 risks in 6 key areas (U.S. Federal Reserve criterion)

信用風險 credit risk

供給學派 supply-side economist

第一產業(農業) agriculture (primary industry)

第二產業(工業) manufacturing industry (secondary industry)

第三產業(服務業) service industry (tertiary industry)

主要經濟指標 major economic indicators

國內生產總值 GDP gross domestic product (商品和勞務幣值總和，不包括海外收入支出)

國民生產總值 GNP gross national product(商品和勞務幣值總和，包括海外收入支出)

人均國內生產總值 GDP per capita

宏觀經濟 macro economy

互助基金 mutual fund

擴大內需 expand domestic demand

改善居民心理預期 inspire the general public's confidence in the future needs

鼓勵增加即期消費 encourage more immediate consumption

長期國債 long-term treasury bonds

支付國債利息 to service treasury bonds

財政赤字和債務 deficits and the national debt

按原口徑計算 calculate on the base line

按不變價格計算 calculate at constant price

按可比價格計算 calculate at comparable price

列入財政預算支出 listed in the fiscal budget

結售匯制度 the system of exchange, settlement and sales

經常項目順差 favorable balance of current account, surplus of current account

開辦人民幣業務 engage in Renminbi (RMB) business

出口退稅制度 the system of refunding taxes on exported goods

保證金臺帳制度 Deposit account system for processing trade

分期付款 pay by installment

保值儲蓄 inflation-proof bank savings

抵押貸款 collateralised loans

住房抵押貸款 residential mortgage loan

貨幣主義者 monetarist

計劃經濟 planned economy

指令性計劃 mandatory plan

技術密集型 technology intensive

大規模生產 mass production

經濟林 cash tree

跟蹤審計 follow-up auditing

流動性風險 liquidity risk

操作風險 operational risk

內部審計 internal audit

拋售 bear sales

配套政策 supporting policies

中國人民銀行(中央銀行)The People's Bank of China(central bank)

四大國有商業銀行 4 major State-owned commercial banks

中國銀行 Bank of china

中國工商銀行 Industrial and Commercial Bank of China

中國建設銀行 Construction Bank of China

中國農業銀行 Agricultural Bank of China

招商銀行 China Merchants Bank

疲軟股票 soft stock

配股 allotment of shares

實際增長率 growth rate in real terms

年均增長率 average growth rate per annum

投資回報率 rate of return on investment

外貿進出口總額 total foreign trade value

實際利用外資 incoming overseas capital (investment) in place

消費價格指數 consumer price index (CPI)

零售價格指數 retail price index (RPI)

生活費用價格總指數 total price index of living cost

生活費用 income available for living expenses

扣除物價因素 in real terms / on inflation-adjusted basis

居民儲蓄存款 residents' bank savings deposit

恩格爾系數(食品開支占總支出的比例) Engel coefficient

基尼系數(衡量地區差別) Gini coefficient

購買力平價法 purchasing power parity (PPP) (衡量使用不同貨幣的兩個國家或地區的經濟水平、收入水平的一種計算法，用相等的匯率比較兩種貨幣各自的國內購買力)

片面追求發展速度 excessive pursuit of growth

泡沫經濟 bubble economy

經濟過熱 overheating of economy

通貨膨脹 inflation

實體經濟 the real economy

經濟規律 laws of economics

市場調節 market regulation

優化資源配置 optimize allocation of resources

規模經營優勢 advantage of economies of scale

勞動密集型 labor intensive

市場風險 market risk

收緊銀根 tighten up monetary policy

適度從緊的財政政策 moderately tight fiscal policy

信用緊縮 credit crunch

加強國有商業銀行內部資金調度 In state commercial banks, internal capital allocation should be improved.

合理劃分貸款審批權限 Limits of authority for examining and approving loans should be rationally defined.

保證有市場、有效益、守信用企業的流動資金貸款 ensure floating capital loans for well-performing and trustworthy enterprises which turn out the right products for the right markets

啟動民間投資 attract investment from the private sector

適銷對路的產品 the right products / readily marketable products

國有企業 State-owned enterprises (SOEs)

集體企業 collectively-owned (partnership) enterprises

私營企業 private businesses

民營企業 privately-run businesses

中小企業 small-and-medium-sized enterprises